Step 2 of 4 · Watch
The videos
Watch them in order if you can — each one picks up where the last one left off. Every video has a game to go with it, so you can have a go yourself afterwards.
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Budgeting
Roundy gets ten whole dollars and spends every last cent in two minutes — on five scoops, a balloon, and a squeaky rubber duck. Then she remembers the book fair is tomorrow. Fifi shows her the trick grown-ups use: two jars, labeled SAVE and SPEND, filled before any money gets spent.
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Banking — Safe and Sound
Roundy has saved a hundred bajillion coins and lost most of them in the carpet. Fifi takes her to a bank — a giant, super-safe piggy bank that's still entirely hers. Then comes the debit card, and the day it says DECLINED in the middle of the toy store.
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Interest — Money That Grows!
Roundy's balance says thirty dollars and ten cents, and she is certain a coin ghost is involved. It's interest: the bank's thank-you for leaving your money alone. Leave more in, for longer, and the pile grows — like planting one coin and watching it sprout.
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Debt & Loans — Pay It Back!
The Great Glittery Dragon of Destiny costs twenty dollars. Roundy has eleven. Fifi lends her the difference — but only with a plan attached, because borrowed money isn't free money. And when you borrow from a bank, that lovely interest flips around and points at you.
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Investing — Make Your Money Work!
Interest is too slow for Roundy, who has been staring at her balance for three hours. So she buys a five-dollar share of Rouck's lemonade stand. Then it rains for a week and her share is worth three. This one is about what you do next.
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Emergency Funds — Save for a Surprise!
A scooter wheel goes clunk, and Roundy's SPEND jar contains one dollar and a button. She's ready to sell her share or borrow again — until Fifi introduces a jar you fill before you know what it's for. Five weeks later, a dragon goes in the pond.
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Credit Cards — Borrowing in Your Pocket!
A kid taps a gold card and walks out with a walrus the size of a couch. Roundy wants a card that never says no. Fifi explains the trickiest one yet: a credit card doesn't spend your money, it borrows the bank's — and then the bill comes to visit.
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Taxes — The Gremlin Who Takes a Bite!
Two dollars are missing from the lemonade cash box, and Roundy has a magnifying glass and a suspect: a small money-nibbling gremlin in a tiny hat. She's not entirely wrong. Then Fifi makes her follow him, and it turns out he's been out there building swing sets.
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Credit Scores — Your Money Reputation!
Rouck won't lend Roundy his scooter, and it's because of a jump rope returned eleven days late with a knot in it. Turns out grown-ups have the same thing, with a number stapled to it. Roundy decides to start building hers right now.
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